Access II Independent Living Center—which services Caldwell, Carroll, Daviess, Grundy, Harrison, Livingston, Mercer, and Ray Counties—staffs a certified benefit specialist, Marina Beebe, who can assist you with applying and receiving Medicare Cost Savings Programs. Contact her at 1-888-663-2423 EXT 229.


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Do you receive Medicare? If you answered yes, do you have a difficult time paying for your Part B premiums? If Medicare premiums are difficult to afford, you may be able to take advantage of the Medicare Service Program (MSP). This program, designed for low-income Medicare recipients who fall within income eligibility guidelines, will cover the cost of Part B premiums, which are typically deducted from the recipients Social Security check each month. In some cases, Medicare Savings Programs may also pay Part A deductibles, coinsurance, and copayments. The savings from this program could amount to over $1,000 in one year.

Your health needs change from year to year. And, your health plan may change the benefits and costs each year too. That’s why it’s important to review your Medicare choices each fall. Compare your current plan to new options and see if you can lower some costs or to find a plan that better suit your needs.

Open Enrollment is the one time of year when all people with Medicare can see what new benefits Medicare has to offer and make changes to their coverage.