Those farms covered by Multi-Peril crop insurance policies may receive some relief
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Farmers in the area have been severely affected by the extreme heat and dry weather conditions. Many pastures are almost completely depleted, and some farmers have begun to salvage their corn crop by green chopping to feed cattle.
Those farms covered by Multi-Peril crop insurance policies may receive some relief from their devastating losses but need to follow certain steps to process claims:
1. Contact your local insurance agent and let them know that you have a loss so the agent can report the loss to the company that insures the involved crops.
2. If you have corn or soybeans that you do not want to harvest, an adjuster needs to inspect the crop before it is destroyed or put to another use other than harvesting the crop for grain.
3. If you have old grain from previous crop years in a bin, the bin needs to be measured by an adjuster before you add new crop grain to the bin (if you think you are going to have a crop loss).
4. If your crop insurance policy has your farming operation split into separate crop insurance units, you’ll need to have your production split out by corresponding units. Your agent or adjuster can review with you the methods you can use to split out production.
Agents and adjusters follow procedures dictated by Federal Crop Insurance and the crop insurance industry. Federal Crop Insurance Corporation regulates all Multi-Peril crop insurance providers and requires them to follow rules and regulations provided by this government agency.
If you plant wheat and want a wheat crop insurance policy, you must purchase this policy by Sept. 30. A local agent for Federal Crop Insurance is the Lockridge Insurance Agency, Gallatin.