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Insurance coverage despite ‘Step Therapy’

by State Rep. J. Eggleston

Consider this: Let’s say you have a disease or condition that requires regular medication for treatment, but there are several possible meds that might work ranging from an inexpensive generic to a very costly specialty medication. Involved in your situation are you, your doctor writing the prescription, and the payer buying the meds — probably your insurance company.

The goal is to find the least

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