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Letter to the Editor – Paul Hamby

Dear Editor,
The stock market is falling.  The housing industry is in a slump.  Consumer spending is slowing
But wait!  Look beyond the 90 second sound bites

The housing industry is in a normal correction cycle because some mortgage banks loaned too much money to high risk borrowers who bought houses they could not afford.   So a natural correction is required to get back to normal.  A down turn is

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